Terms of Service
Last updated: April 2026
These Terms of Service ("Terms") govern your use of the website operated by Kozel Lending Group (NMLS #1595185). By accessing or using this site, you agree to be bound by these Terms.
Use of the Site
You may use this site for lawful purposes only. You agree not to use this site in any way that could damage, disable, or impair the site, or interfere with any other party's use of it.
This site and our services are offered in: IL - #031.0088175; AZ - #LO-1037825; TX - #1595185.
Information Accuracy
We make reasonable efforts to ensure the accuracy of the information on this site, but we make no warranties, express or implied, about its completeness, accuracy, or suitability for any particular purpose. Information on this site is for general informational purposes only and does not constitute financial, legal, or tax advice.
No Guarantee of Loan Approval
Submitting a form or contacting us through this site does not guarantee approval for any loan product. All loan applications are subject to credit approval, property appraisal, income verification, and compliance with applicable federal, state, and lender requirements. Specific eligibility criteria depend on the loan program and may include factors such as age, residency, military service, or counseling requirements where applicable.
Third-Party Links
This site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those external sites. Access to third-party sites is at your own risk.
Limitation of Liability
To the maximum extent permitted by law, Kozel Lending Group shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of this site.
Governing Law
These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of laws principles.
Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site constitutes acceptance of the updated Terms.
Contact Us
Kozel Lending Group
4365 E Pecos Rd Bldg 13 Ste 133, Gilbert, AZ 85295
Email: [email protected]
Phone: +13128020794
NMLS #1595185
